Compare · H&R Block
H&R Block alternative that prepares your return for you
H&R Block pairs well-known online software with a large network of in-person offices, so filers can switch between doing it themselves and sitting down with a tax pro. That hybrid model is reassuring, and the software handles many situations well. The reasons people look for an H&R Block alternative tend to be the same ones raised about other incumbents: the online interview can feel long and repetitive, the self-employed and more complex tiers get pricier, and upgrade prompts appear as your return grows. Plenty of filers want the help without the back and forth.
TaxFile replaces the long interview with AI preparation. You upload your W-2s and 1099s or chat, and the AI reads your documents, proactively surfaces the deductions and credits you qualify for, including Schedule C and 1099 write-offs, runs an automated error check, and returns a review-ready filing. You review and approve before it is e-filed through an authorized IRS e-file provider. TaxFile is self-prepared tax software, not personalized tax or legal advice, so for complex situations you should consult a CPA. Your data is encrypted and never sold, and refunds are never guaranteed.
Read docs · find deductions · check errors · you review
Filing status
Form 1099-NEC
Nonemployee compensation
Pre-loaded sample. TaxFile reads it the same way it reads your real documents.
This is sample data so you can see exactly how TaxFile reads a document. Your real W-2s, 1099s and receipts stay encrypted and are never sold.
Prepare a preview to watch TaxFile read your income, scan 200+ deductions and credits, run the error check, and assemble a review-ready return.
Estimated federal refund
Estimate, not your final returnin deductions and credits found ·
Deductions and credits we found
Preview only. Review every figure before filing.
Live preview · estimate only · no signup needed
Estimate only · not tax advice · you review before filing · authorized IRS e-file
The short answer
TaxFile is an H&R Block alternative for filers who want the preparation done without a long online interview or an office visit. H&R Block pairs online do-it-yourself tiers with paid expert help and a large network of in-person offices, so you can move between filing yourself and handing the return to a tax pro, with the state return charged separately on the paid online tiers. TaxFile is online only and AI-led: you upload your W-2s and 1099s or chat, the AI prepares the federal and state return, surfaces the deductions and credits you qualify for, and e-files through an authorized IRS e-file provider after you approve every line. TaxFile is $39 simple, $89 self-employed, $199 business, plus $19 per state.
Last updated August 2026
H&R Block offers a long online interview with an option to visit an office. TaxFile reads your documents or chats, prepares the return for you, and lets you review and approve before filing, with deductions surfaced as it works.
Side by side
H&R Block vs TaxFile, honestly
A fair look at what each does well. Both are capable tools. Here is where they differ.
| What matters | TaxFile | H&R Block |
|---|---|---|
| How your return gets prepared | Upload documents or chat and the AI prepares the return for you | A guided online interview, with optional in-office help |
| Finding deductions | Proactively surfaces deductions and credits you qualify for | Interview prompts and a pro available in office |
| Self-employed and 1099 | Built in to the core flow with 1099 read-in and write-offs | Capable, often in a higher-priced self-employed tier |
| Error check | Automated error check before you approve | Built-in accuracy review and an accuracy guarantee |
| Review before filing | You review and approve every number; never files silently | You confirm and submit at the end of the interview |
| E-filing | Federal and state e-file through an authorized IRS e-file provider | Federal and state e-file through its platform |
Comparison reflects general, publicly understood positioning. Capabilities change, so check each product for the latest.
Why teams pick TaxFile
One place to prepare, check and file your return
Preparation without the interview
Instead of clicking through every screen, you hand the AI your documents or chat with it. It prepares the return and surfaces deductions, and you stay in control of every figure.
Self-employed handled up front
TaxFile reads your 1099s and Schedule C details and flags the write-offs and credits you may qualify for, rather than tucking that work into a pricier tier.
You review, you decide
TaxFile is tax software, not personalized advice. It runs an error check and gives you a review-ready return, and you approve before it is e-filed. For complex cases, consult a CPA.
H&R Block vs TaxFile: which one fits your return?
These two products solve different problems, and the choice is mostly about whether you want a person available.
| TaxFile | H&R Block | |
|---|---|---|
| How the return gets built | AI reads your uploaded documents and prepares it | Guided online interview, or a preparer does it for you |
| Human tax professional | None. Self-prepared software only | Available online or at thousands of offices, at a higher price |
| Deductions | Surfaced from your documents as it prepares | Asked about through interview prompts, or identified by a preparer |
| Situations covered | W-2, 1099, Schedule C, Schedule SE, current year only | Broad, including investments, rental property, prior year and amended returns |
| Pricing shape | $39 / $89 / $199, plus $19 per state | Tiered online plans with state charged separately, plus paid expert and in-office options |
Pick H&R Block when you want a professional to look at the return, when your situation involves investments, rental property, an amended return or a prior year, or when sitting across a desk from someone is the thing that gets it done. Those are real advantages and TaxFile does not have them.
Pick TaxFile when your return is W-2 or 1099 income for the current year and the barrier is time rather than complexity. Uploading documents and reviewing a finished return takes an evening, and the deductions come to you instead of waiting behind a question you have to recognize. If you are filing after the deadline, filing taxes late covers what applies once April 15 has passed. TaxFile is self-prepared tax software, not personalized tax advice, and for a genuinely complex return a CPA or an enrolled agent is the right call.
How much does H&R Block cost to do your taxes?
H&R Block sells two things that get quoted as one price, and confusing them is why the searches for what H&R Block charges are so common. The online software is tiered: a free tier for simple returns, then paid tiers that step up as your return gains schedules, with the state return charged separately on the paid tiers. The in-office service is priced differently again, built from the forms your return needs, which means the number is usually known after the appointment rather than before it. H&R Block publishes current-season figures on its own site and they change through the season, so we are not going to quote numbers here that might be out of date when you read this.
What is stable, and what you can plan around, is what moves the total.
| What raises the bill | Online software | In an office |
|---|---|---|
| 1099-NEC, 1099-K or Schedule C income | Moves you to a self-employed tier | Adds a Schedule C charge, $123 to $135 industry average |
| Itemizing deductions | Requires a higher tier | Adds a Schedule A charge, $53 to $61 industry average |
| Investment sales or rental income | Requires the top tier | Adds a per-schedule charge |
| Each state return | Billed on top on paid tiers | Billed separately by 54% of preparers |
| Adding expert review or full service | A separate product line | Included, that is what you are buying |
| A minimum fee | Not applicable | Half of preparers set one at $150 to $350 |
The per-schedule and minimum-fee figures come from the 2025 NATP Fee Study of tax professionals, so they describe the storefront market generally rather than one chain. The wider picture, including CPA and enrolled agent averages and whether any of it is deductible, is on the tax preparation fees page, and the tax preparation services page compares every route side by side.
TaxFile prices flat: $39 for a simple federal return, $89 for self-employed, $199 for business, and $19 for each state return. There is no free tier, so if your return is one W-2 and you want to pay nothing, H&R Block's free online tier is the better fit. Where the flat price pays off is the self-employed return, because the number does not move when your second and third 1099 show up.
| TaxFile | H&R Block online | H&R Block in office | |
|---|---|---|---|
| Pricing model | Flat per return | Tiered by situation | Priced by the forms you need |
| Simple federal return | $39 | Free tier available | Storefront returns run $150 to $400 |
| Self-employed federal return | $89 | A higher tier | Base fee plus the Schedule C charge |
| Each state return | $19 | Charged separately on paid tiers | Usually billed separately |
| Price known before you start | Yes | Once you know your tier | Rarely |
| Turnaround | Same session in most cases | Same session | An appointment, plus the wait in season |
| Represents you in an audit | No | Paid add-on | Available through the office |
See how TaxFile handles your return
Upload your W-2s and 1099s or answer a few questions. TaxFile finds your deductions and prepares the return itself, no side-by-side guessing required.
Good questions
H&R Block vs TaxFile, answered
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See how TaxFile files your taxes online
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Not tax advice · you review before filing · e-file via an authorized IRS e-file provider